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For Teachers · Standards

Aligned to the National Standards for Personal Financial Education

Kurus covers all six domains of the 2021 National Standards for Personal Financial Education, co-published by the Council for Economic Education and the Jump$tart Coalition, the framework most state requirements build on. Each lesson below maps to a domain; the life-simulator reinforces them in practice.

DomainLessonsIn the simulator
Earning IncomePaychecks, taxes, and take-home pay, and how careers and income grow over a working life.
Your first paycheck: where the money goes before you see it
In the simulator: careers, promotions, raises and side income across a 40-year life.
SpendingBudgeting, needs vs. wants, and keeping a lifestyle from quietly outrunning your income.
Budgeting 101: where every paycheck should goNeeds vs. wants: the line that decides your spendingLifestyle creep: why a raise can leave you no better off
The lessons carry it.
SavingWhy saving comes first, the emergency fund, and how inflation erodes idle cash.
The safety net: why an emergency fund comes firstInflation: why cash in a safe quietly shrinks
The lessons carry it.
InvestingCompound growth, index funds, and never leaving an employer match on the table.
The cost of waiting: why a few years early changes everythingWhat's an index fund, and why it usually winsFree money: take the full employer match
The lessons carry it.
Managing CreditCredit scores, the cost of high-interest debt, good vs. bad debt, and student loans.
Credit scores: the number that quietly sets your pricesThe debt trap: how high-interest debt compounds against youGood debt, bad debt: the line that decides which is whichStudent loans: when borrowing for a degree actually pays off
The lessons carry it.
Managing RiskSpotting scams and fraud, and, in the game, insurance and life’s emergencies.
Spotting scams before they cost you
In the simulator: insurance decisions, medical and life emergencies, and fraud events.
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